New York Community Bancorp, Inc. is the holding company for New York Community Bank, a New York State-chartered savings bank serving customers throughout Metro New York, New Jersey, Florida, Ohio, and Arizona; and New York Commercial Bank, a New York State-chartered commercial bank serving consumers and businesses in the New York City boroughs of Manhattan, Queens, and Brooklyn, and the counties of Nassau, Suffolk, and Westchester – all in New York.

New York Community Bank ranks among the largest thrifts in the nation and is one of the leading thrift depositories in most of the markets it serve. Its roots go back to 1859, when the Bank were chartered by the State of New York in Queens, a borough of New York City. Since then, the Bank have grown from a single branch in Flushing to 240 branch offices in five states.

New York Community Bank operate its branches with an emphasis on convenience, with 262 locations that feature 24-hour ATM banking, and 222 of its Community Bank branches open at least six days a week. The Bank also offer its customers 24-hour access to their accounts with online banking, and the ability to bank 24/7 by phone.