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Standard Bank Group is a global bank with African roots. It is the largest South African banking group by assets and earnings, distinguished by its extensive operations in 17 countries on the African continent, including South Africa. Outside the African continent, Standard Bank Group’s operations span 15 countries, with an emerging market focus. Standard Bank's customers benefit from the knowledge and expertise in emerging markets, coupled with the global outlook.

An established history has also enabled the Bank to maintain a mature and diversified portfolio of clients which includes local, Africa and multinational corporations as well as local institutions and government agencies. The Bank provides working capital and international commercial banking support to these clients, including services such as treasury management. Standard Bank invested in world-class systems and use innovative technology to provide unique banking services.

In recent years, Standard Bank has concluded key acquisitions on the African continent in Kenya and Nigeria. Africa is at our core and we will continue to build first-class on-the-ground banks. The Bank are convinced that this strategy is sound. Standard Bank has 1159 branches and 6473 ATMs on the African continent.

Besides commercial banking, which includes deposit taking, the provision of cheque services and lending, Standard Bank may also carry on any other business which is regulated or authorized by Reserve Bank, including financial advisory services, trade finance, short term investing and short-term foreign exchange.

The Reserve Bank is responsible for bank regulation and supervision in South Africa. The purpose is to achieve a sound, efficient banking system in the interest of the depositors of banks and the economy as a whole. This function is performed by issuing banking licenses to banking institutions and monitoring their activities as regulated by the Banks Act (No. 94 of 1990) and the regulations relating thereto.