BankHeadOffice.com
        Bank Head Office Worldwide

Habib Overseas Bank is one of largest foreign controlled bank in South Africa and one of the largest regional banks in Africa. As a foreign controlled bank in South Africa, Habib Overseas Bank may provide the full range of commercial banking business approved under the Banks Act. Habib Overseas Bank provide a wide range of corporate banking and treasury management services in South Africa and across Africa including: short-term borrowing, trade finance, short term investing, treasury management, and foreign exchange solutions.

An established history has also enabled the Bank to maintain a mature and diversified portfolio of clients which includes local, Africa and multinational corporations as well as local institutions and government agencies. The Bank provides working capital and international commercial banking support to these clients, including services such as treasury management. Habib Overseas Bank invested in world-class systems and use innovative technology to provide unique banking services.

Besides commercial banking, which includes deposit taking, the provision of cheque services and lending, Habib Overseas Bank may also carry on any other business which is regulated or authorized by Reserve Bank, including financial advisory services, trade finance, short term investing and short-term foreign exchange.

The Reserve Bank is responsible for bank regulation and supervision in South Africa. The purpose is to achieve a sound, efficient banking system in the interest of the depositors of banks and the economy as a whole. This function is performed by issuing banking licenses to banking institutions and monitoring their activities as regulated by the Banks Act (No. 94 of 1990) and the regulations relating thereto.