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Aozora Bank established as The Nippon Fudosan Bank on April 1957 with its head office located at Tokyo, Japan and undergo comprehensive restructuring plan on 1997. Later the bank changed the name to Aozora Bank on 2001.

Aozora’s management team continued to make important progress in building a bank capable of generating a stable level of core earnings and works to ensure the soundness and appropriateness of all its operations, maintain its level of trust and carry out financing smoothly.

Aozora is committed to delivering the highest levels of convenience and service. To focus on a continuous and appropriate approach to customer protection, the Customer Protection Committee has been established, and the bank employ the measures to ensure that the clients can have peace of mind in their transactions.

Aozora Bank currently operated 20 branches and 2 overseas representative offices. Aozora has focused on enhancing sales capabilities, expanding its business franchise, as well as the efficient use of management resources to strengthen stable and sustainable profitability.

Aozora Bank committed to ensure the interests of the customers are protected at any costs, fulfill the responsibilities and make a positive contribution to the communities and society in Japan. Aozora Bank recognizes that the establishment and maintenance of a customer protection management system is vital because it protects the people who use the financial institution's systems and raises their level of convenience.
 

In Japan, the Financial Services Agency (金融庁, Kin'yūchō) is responsible for overseeing banking services in order to ensure the stability of the financial system of Japan. Bank of Japan (BOJ) is not a regulatory authority under the Banking Act, but it conducts on-site examinations in order to maintain a safe and sound financial system. These examinations are based on bilateral agreements between the BOJ and financial institutions that have current accounts with it under the Bank of Japan Act.