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Resona Holdings, Inc. (株式会社りそなホールディングス, Kabushiki-gaisha Risona Hōrudingusu) is the holding company of Resona Group (りそなグループ, Risona Gurūpu), the fourth-largest banking group in Japan. The company was originally established on December 12, 2001 as Daiwa Bank Holdings, Inc., the result of the consolidation of Daiwa Bank, Kinki Osaka Bank, and Nara Bank. After acquiring Asahi Bank on March 1, 2002, the company was renamed Resona Holdings, Inc. on October 1, 2002.

The Resona Group is a financial group comprising three banks (Resona Bank, Ltd., Saitama Resona Bank, Ltd., and The Kinki Osaka Bank, Ltd.) controlled by Resona Holdings, Inc., a financial holding company. The Group's banks provide all customers with conveniently accessible, high-quality financial services by tailoring their operations to their respective local communities and offering sophisticated solutions related to pension plans and securities investment trusts..

The group has two head offices, one is located in Osaka and the other in Tokyo. Resona Group take seriously the obligations as a recipient of substantial public funding. To expeditiously revitalize the operations, the Group have been implementing various operational reforms, selecting and focusing on key businesses, and concentrating management resources in selected businesses.

More specifically, Resona Group have been concentrating management resources in retail businesses, transcending the old mindset of self-sufficient vertical integration, implementing customer-centric reforms in pursuit of productivity gains through low-cost operations, and proactively pursuing Resona differentiation strategies (area management, alliances, operational reform, and service reform).
 

In Japan, the Financial Services Agency (金融庁, Kin'yūchō) is responsible for overseeing banking services in order to ensure the stability of the financial system of Japan. Bank of Japan (BOJ) is not a regulatory authority under the Banking Act, but it conducts on-site examinations in order to maintain a safe and sound financial system. These examinations are based on bilateral agreements between the BOJ and financial institutions that have current accounts with it under the Bank of Japan Act.