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United Commercial Bank (UCB) is one of largest commercial bank in Bangladesh and one of the largest regional banks in Southern Asia. As a local private commercial bank in Bangladesh, UCB may provide the full range of commercial banking business approved under the Bank Company Act. UCB provide a wide range of corporate banking and treasury management services in Bangladesh and across Southern Asia including: short-term borrowing, trade finance, short term investing, treasury management, and foreign exchange solutions.

An established history has also enabled the Bank to maintain a mature and diversified portfolio of clients which includes local, Southern Asia and multinational corporations as well as local institutions and government agencies. The Bank provides working capital and international commercial banking support to these clients, including services such as treasury management. UCB invested in world-class systems and use innovative technology to provide unique banking services.

United Commercial Bank commits to nation to take a lead in the Banking sector through not only its strong financial position, but also through innovation of products and services. It also ensures creating higher value for its respected customers and shareholders. The bank has focused to bring services at the doorstep of its customers, and to bring millions into banking channels those who are outside the mainstream banking arena. Besides commercial banking, which includes deposit taking, the provision of cheque services and lending, United Commercial Bank may also carry on any other business which is regulated or authorized by Bangladesh Bank, including financial advisory services, trade finance, short term investing and short-term foreign exchange.

Bangladesh Bank, as the central bank, has legal authority to supervise and regulate all banks and non-bank financial institutions. Bank Company Act, 1991, empowers Bangladesh Bank to issue licenses to carry out banking business in Bangladesh. Given some broad policy goals and objectives, it formulates and implements monetary policy, manages foreign exchange reserves and lays down prudential regulations and conduct monitoring thereof as they apply to the entire banking system. The Bangladesh Bank has the power to impose penalties for non-compliance and also to intervene in the management of a bank if serious problem arise. It also has the delegated authority of issuing policy directives regarding the foreign exchange regime.