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Mutual Trust Bank (MTB) was incorporated on September 29, 1999 under the Companies Act 1994 as a public company limited by shares for carrying out all kinds of banking activities. The Bank operates through its Head Office at Dhaka and 68 branches nationwide. MTB carries out international business through a Global Network of Foreign Correspondent Banks. MTB commits to nation to take a lead in the Banking sector through not only its strong financial position, but also through innovation of products and services.

An established history has also enabled the Bank to maintain a mature and diversified portfolio of clients which includes local, Southern Asia and multinational corporations as well as local institutions and government agencies. The Bank provides working capital and international commercial banking support to these clients, including services such as treasury management. Mutual Trust Bank invested in world-class systems and use innovative technology to provide unique banking services.

It also ensures creating higher value for its respected customers and shareholders. The bank has focused to bring services at the doorstep of its customers, and to bring millions into banking channels those who are outside the mainstream banking arena. Besides commercial banking, which includes deposit taking, the provision of cheque services and lending, Mutual Trust Bank may also carry on any other business which is regulated or authorized by Bangladesh Bank, including financial advisory services, trade finance, short term investing and short-term foreign exchange.

Bangladesh Bank, as the central bank, has legal authority to supervise and regulate all banks and non-bank financial institutions. Bank Company Act, 1991, empowers Bangladesh Bank to issue licenses to carry out banking business in Bangladesh. Given some broad policy goals and objectives, it formulates and implements monetary policy, manages foreign exchange reserves and lays down prudential regulations and conduct monitoring thereof as they apply to the entire banking system. The Bangladesh Bank has the power to impose penalties for non-compliance and also to intervene in the management of a bank if serious problem arise. It also has the delegated authority of issuing policy directives regarding the foreign exchange regime.